LOC Wealth | Privacy Policy

1. Introduction

LOC Wealth Pty Ltd (ABN 99642255749) is committed to protecting your personal information in accordance with the Australian Privacy Principles under the Privacy Act 1988. LOC Wealth is a Corporate Authorised Representative (1307206) of Beryllium Advisers Pty Ltd (AFSL 528250).

This policy explains how we collect, use, store and disclose your personal information.

2. What Information We Collect

We may collect the following types of personal information:

• Name, address, date of birth and contact details
• Financial details and employment information
• Superannuation, insurance and investment information
• Tax file number (TFN) information (where authorised)
• Sensitive information, such as health details, when preparing insurance advice
• Information provided through forms, fact finds, meetings and calls
• Website usage data (analytics, cookies, IP address)

3. How We Collect Information

We may collect information:

• Directly from you through meetings, phone calls, emails and forms
• When you submit information on our website
• When you use our services or engage with our advisers
• From third parties you authorise, such as accountants, super funds, insurers or employers
• Through publicly available sources
• Through cookies or website analytics

4. How We Use Your Information

We use personal information to:

• Provide financial advice and related services
• Prepare advice documents and recommendations
• Verify your identity
• Assist with applications to product providers
• Manage compliance and audit requirements
• Communicate with you about products, services and updates
• Conduct direct marketing (with opt-out options as required by the Privacy Act)

5. Disclosure of Information

We may disclose information to:

• Beryllium Advisers as our AFS licensee
• Superannuation, investment and insurance providers
• Compliance officers, auditors or external consultants
• IT service providers supporting our systems
• Legal or regulatory bodies, if required by law
• Other parties only with your consent

We never sell your personal information.

6. Direct Marketing & Opt-Out

You may receive updates or marketing communications from us. Every communication will include a simple opt-out option, or you may contact us at any time to unsubscribe.

7. Data Storage & Security

We store information securely using encrypted electronic systems such as Mercury/AdviserLogic. Access is restricted to authorised team members only. We take reasonable steps to protect information from misuse, loss or unauthorised access.

8. Access & Correction

You may request access to the personal information we hold about you. If any details are incorrect, we will update them promptly.

9. Complaints

If you believe your privacy has been breached, contact us directly. If unresolved, you may escalate your complaint to Beryllium Advisers, and then to AFCA. See the Complaints page for full details.

Contact Details

LOC Wealth

• Email: [email protected]
• Phone: 0466 562 562

Beryllium Advisers Pty Ltd (AFSL 528250)

• Email: [email protected]
• Phone: 1800 262 258